Alaska TRS · Social Security

Social Security for Alaska teachers: only what DRB says

Members of the Alaska Teachers' Retirement System (Alaska TRS), administered by the Division of Retirement and Benefits (DRB) don't pay into Social Security through their Alaska TRS jobs. Here is what DRB's publications say, and nothing more.

Short answer: no. Alaska teachers don't pay into Social Security through their Alaska TRS jobs, so an Alaska TRS pension takes the place of Social Security for that work. Any Social Security benefit you get would come from other jobs or from a spouse's record. Handbook (2011), p. 21, TRS and Your Social Security Pension Benefits

Alaska specificsNo Social Security tax on Alaska TRS pay. Your Alaska TRS pension is figured with the formula alone; try it in the calculator with DRB's 22-year example. At 65, Medicare becomes the main payer and AlaskaCare pays second (see retiree medical).

No Social Security through Alaska TRS

Alaska teachers do not participate in Social Security, and Alaska TRS members do not contribute to it. Handbook (2011), p. 21, TRS and Your Social Security Pension Benefits

Offsets

Check with Alaska TRS From the 2011 handbook. The 2011 handbook describes the Windfall Elimination Provision and Government Pension Offset. DRB's 2025 seminar handout doesn't. Why that matters

The 2011 handbook says a Alaska TRS pension may reduce Social Security benefits through the Government Pension Offset and the Windfall Elimination Provision. The 2025 seminar handout says only to contact Social Security about any benefit you earned. Handbook (2011), p. 21; Seminar handout (Jan. 6, 2025), slide 33

Social Security offsets (WEP and GPO) Check with Alaska TRS

The 2011 handbook describes the WEP and GPO reductions. That text predates the 2025 handouts, which no longer mention them. Federal law on WEP/GPO is outside these sources.

We say only what the DRB sources say: the 2011 handbook mentions the offsets and the 2025 handout doesn't. We don't estimate any effect.

What would settle it: A current Social Security Administration publication on WEP/GPO.

Medicare at 65

Medicare: if you get Social Security before 65, you are enrolled in Medicare Parts A and B automatically at 65. If you don't, contact the Social Security Administration three months before you turn 65 to enroll. Handbook (2011), p. 24, Medicare Enrollment

If you aren't eligible for premium-free Medicare Part A because you lack enough Social Security or Medicare-covered work, Social Security sends a letter saying so. Send a copy to the AlaskaCare claims administrator and AlaskaCare keeps paying for Part A services as before 65. Handbook (2011), p. 24, Medicare Part A

Everyone must pay a premium for Medicare Part B. If you don't enroll at 65, AlaskaCare estimates what Medicare would have paid and subtracts it, so you pay more of the bill. Handbook (2011), p. 24, Medicare Part B; Failure to Enroll on Time

Who to ask

For questions about how an Alaska TRS pension affects a Social Security benefit, the handbook points to the Social Security Administration: (800) 772-1213, TDD (800) 325-0778, or ssa.gov. Handbook (2011), p. 21, TRS and Your Social Security Pension Benefits DRB can answer questions about your Alaska TRS pension itself; its contact details are on the how we calculate page.

The facts

For your own Social Security record and any benefit from other work, ask the Social Security Administration.

Questions

Do Alaska teachers pay into Social Security?

No. DRB says Alaska teachers don't take part in Social Security, and Alaska TRS members don't contribute to it.

Will my Alaska TRS pension reduce my Social Security?

DRB's 2011 handbook said it could, through two federal rules. DRB's 2025 seminar handout doesn't mention them; it says to ask Social Security about any benefit you earned. This site doesn't estimate any effect.

Can I get Medicare without Social Security?

DRB's handbook says to contact the Social Security Administration three months before you turn 65 to enroll in Parts A and B. If you don't qualify for premium-free Part A, send Social Security's letter to the AlaskaCare claims administrator and AlaskaCare keeps covering Part A services.

Do I have to sign up for Medicare Part B?

DRB's handbook says yes, at 65. If you don't, AlaskaCare subtracts what Medicare would have paid, so you pay more of the bill.

Source: Alaska Teachers' Retirement System Information Handbook (Tiers I and II), 2011 edition (current on drb.alaska.gov), checked against the TRS Retirement Application Instruction Booklet (June 2023), pp. 21, 24. Also: Seminar handout (Jan. 6, 2025), slide 33. Last reviewed .