TRS of Georgia · Social Security

Social Security and TRS of Georgia: what changed in 2025

Social Security doesn't cut your TRS of Georgia pension. The rules that used to cut Social Security for some public retirees changed in 2025.

Georgia specificsShort answer: TRS of Georgia never reduces your pension because of Social Security. Any effect runs the other way, on your Social Security benefit, and the 2025 Social Security Fairness Act changed those rules, so ask the Social Security Administration. Your pension is on the formula and taxes pages; estimate it in the calculator.

Your TRS of Georgia pension

Your TRS of Georgia benefit isn't reduced by any Social Security benefit. Member's Guide p. 22, Social Security Offset

WEP and GPO

The Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) used to cut Social Security for some retirees with a public pension. TRS of Georgia's February 2025 news release says the Social Security Fairness Act, signed January 5, 2025, changes them, and refers questions to Social Security. trsga.com news, TRS of Georgia Provides Update on the 2025 Social Security Fairness Act (Feb. 2, 2025; retrieved 2026-11-11)

The Member's Guide is out of date here Check with TRS of Georgia

The TRS of Georgia Member's Guide (06/26) still describes WEP and GPO reducing Social Security for some TRS of Georgia retirees. It doesn't reflect the 2025 law, so don't rely on it. Member's Guide p. 22, Social Security Offset

Not settled in the sources Check with TRS of Georgia

The Member's Guide (06/26) still describes the WEP and GPO cuts to Social Security. The Social Security Fairness Act, signed Jan. 5, 2025, changed those rules, as TRS of Georgia's own news release says.

What we use: we don't present WEP or GPO as current. Ask Social Security how the 2025 law affects you.

Who to ask

TRS of Georgia doesn't decide Social Security eligibility. Ask the Social Security Administration how the 2025 law affects you. trsga.com, Social Security (retirees; retrieved 2026-11-11)

The TRS of Georgia sources don't say which TRS of Georgia jobs also pay into Social Security. TRS of Georgia's page notes your Social Security could be affected "if your employer does not withhold Social Security taxes from your pay". trsga.com, Social Security (retirees; retrieved 2026-11-11)

What the guide says

Questions

Does Social Security reduce my TRS of Georgia pension?

No. Your TRS of Georgia benefit isn't cut because of Social Security.

What about WEP and GPO?

The Social Security Fairness Act, signed January 5, 2025, changed those rules. TRS of Georgia refers questions to Social Security. The TRS of Georgia Member's Guide still describes the old rules.

Does TRS of Georgia decide my Social Security?

No. Only the Social Security Administration does.

Source: Teachers Retirement System of Georgia Member's Guide, 06/26, p. 22; trsga.com pages. Last reviewed .