Idaho · PERSI · Working after retirement

Going back to work after a PERSI retirement

PERSI (the Public Employee Retirement System of Idaho) lets retirees work for any private employer without limits. Working for a school or another PERSI employer has rules.

Idaho specificsShort answer: you can work for any private employer with no limit. For a PERSI employer, early retirees (under 65) must wait 90 days, and working 20 hours a week or more (teachers: a half-time contract) for 5 months in a row makes you an active member again, which stops your payments. If you go back and stay, see one more year; for the Social Security side, see Social Security; or estimate your benefit in the calculator.

The rules

  1. Private employers: work as much as you like.
  2. Early retirees (under 65): no work for a PERSI employer within 90 days of retiring, in any capacity, including substitute teaching, and no promise of a job. Otherwise the retirement is cancelled and payments must be repaid with interest.
  3. Everyone: working 20 hours a week or more (teachers: a half-time contract or more) for 5 months in a row or more for a PERSI employer makes you an active member again. Payments stop and are recalculated when you leave.
Working After Retirement flyer (Oct. 2022); IDAPA 59.01.01.536-540
Same employer, or any PERSI employer? Check with PERSI

The handbook (2019) describes the early-retiree 90-day rule for the same employer; the Oct. 2022 flyer quotes 59-1356(1) as any employer participating in PERSI. The newer flyer is used.

Member Handbook (2019), p. 34 (2019); Working After Retirement flyer (Oct. 2022), quoting Idaho Code 59-1356(1)

The teacher exception, in full

Teachers and administrators (Instructional Staff or Pupil Service Staff certificate) may return to a certificated, at-will position with a school district and keep their benefit if all of these hold: retired at 60 or older with an original retirement date after July 1, 2017 (62 or older for July 1, 2005 to June 30, 2017); never took an early retirement incentive; a bona fide termination; receiving an unreduced benefit; no prearranged rehire. It does not apply to colleges or universities. Certified Instructional Staff or Pupil Service Staff: Return to Work flyer (June 2019); Idaho Code 59-1356(4) and 33-1004H as cited there

Retired before 2022?

Members who retired before Jan. 1, 2022 may return to work beyond the limit without losing their benefit (59-1356(5)). PERSI's web page says SB 1276 (2026) removed the sunset and extended this to people who retired before Jan. 1, 2026, effective July 1, 2026. Check with PERSI Working After Retirement flyer (Oct. 2022); Working After Retirement web page

The 2026 return-to-work law (SB 1276) Check with PERSI

Known only from PERSI's web page summary; the bill text was not downloaded.

We repeat PERSI's web page summary and label it.

What would settle it: SB 1276 (2026) as enacted.

The calculator shows your 90-day date. For your Choice 401(k) Plan while working, see PERSI's Working After Retirement flyer. Working After Retirement flyer (Oct. 2022)

Questions

Can a retired Idaho teacher go back to work?

Yes, with rules. Early retirees (under 65) must wait 90 days and can't have a job promised. Any retiree who works 20 hours a week or more for a PERSI employer for 5 months in a row becomes an active member again, unless an exception applies.

Is there an exception for teachers?

Yes. Retired teachers and administrators who retired at 60 or older (after July 1, 2017) with an unreduced benefit can return to a certificated school district job and keep their benefit, if all the conditions are met.

Source: PERSI Member Handbook, Handbook revision July 2019. Also: PERSI Working After Retirement flyer and page; IDAPA 59.01.01; PERSI teacher return-to-work flyer (June 2019); Idaho Code § 59-1356 (as PERSI quotes it). Last reviewed .