Louisiana · TRSL · Working after retirement

Going back to work after a TRSL retirement

A 2026 law, Act 344, replaced all of TRSL's earlier return-to-work rules from July 1, 2026. Everyone waits 12 months; after that, what you can earn depends on your age and your job.

Louisiana specificsShort answer: under Act 344 of 2026, every TRSL retiree waits 12 months before returning to a covered job without a benefit suspension. After that, retirees 65 or older and those in certified shortage jobs have no limit; others can earn up to 50% of FAC a fiscal year. Working longer before you retire is the other route: see one more year and DROP. Social Security work rules are on Social Security; your benefit estimate is in the calculator.
New rulesAct 344 of 2026 (replaces all earlier TRSL return-to-work laws). If you read an older TRSL guide that mentions 25% limits, it's out of date. Returning to Work booklet pp. 1, 4-10; Member Handbook p. 18; legis.la.gov Title 11 contents (R.S. 11:710, 710.1, 710.2 repealed by Acts 2026, No. 344, eff. July 1, 2026)

A retiree needs at least a one-weekday break in service. A mandatory 12-month waiting period from the retirement date applies to all; returning to a RTW-covered job sooner suspends benefits for the reemployment or until the 12 months end. Provisions: (1) grandfathered retirees (retired on or before June 30, 2010): any job, no benefit impact; (2) age 65 or older: any job, no impact after the waiting period (effective the 1st of the month the retiree turns 65); (3) employer-certified critical-shortage positions (certified PreK-12 classroom teacher, adult education instructor, and listed ancillary roles): no impact after the waiting period; (4) everyone else: earn up to 50% of FAC per fiscal year (July 1-June 30); excess reduces benefits dollar for dollar; (5) full-time direct employment: suspend benefit, regain active membership and earn a supplemental benefit. Unsheltered contributions are required under each provision and refundable after reemployment ends, except under the supplemental option. Jobs not eligible for TRSL membership (private school, non-participating charter, private sector) are not covered. Returning to Work booklet pp. 1, 4-10; Member Handbook p. 18; legis.la.gov Title 11 contents (R.S. 11:710, 710.1, 710.2 repealed by Acts 2026, No. 344, eff. July 1, 2026)

The earnings limit

TRSL's exampleFAC of $4,000 a month × 12 × 50% = $24,000 you can earn each July-June year. Returning to Work booklet p. 7, Earnings limit sample calculation

Anything you earn above the limit is taken out of your benefit, dollar for dollar.

Why we use the August 2026 booklet

TRSL Guide for Retirees (Apr. 2026), pp. 9-10 describes the 2010, 2020 and 2022 RTW laws (25% of benefit / 25% of FAC limits, etc.). TRSL Returning to Work (Aug. 2026), p. 1: Act 344 of 2026 replaces all other RTW laws (50% of FAC limit, age 65 provision). legis.la.gov shows R.S. 11:710-710.2 repealed by Acts 2026, No. 344, eff. July 1, 2026. Use the August 2026 RTW booklet (newer, matches the statute repeal). The April 2026 Guide for Retirees is out of date on this point.

From the sources

Questions

How long do I have to wait before going back to work after retiring from TRSL?

12 months from your retirement date, under Act 344 of 2026. If you go back to a TRSL-covered job sooner, your benefit stops while you work there or until the 12 months are up.

How much can a TRSL retiree earn?

After the wait, retirees 65 or older and those in employer-certified critical-shortage jobs keep their full benefit. Others can earn up to 50% of their FAC each July-June year; anything over that comes out of the benefit dollar for dollar.

Do the rules apply to private school jobs?

No. Jobs that aren't eligible for TRSL membership, such as private schools, non-participating charter schools and the private sector, aren't covered.

Source: TRSL Member Handbook: Regular Plan & Plan B, Last revised April 2026, p. 18. Also: Returning to Work booklet pp. 1, 4, 4-10, 6-7, 7, 8, 10; legis.la.gov Title 11 contents. Last reviewed .