Short answer: Minnesota TRA doesn't describe any retiree health plan or subsidy in the sources we read, so health coverage after you retire is a question for your school district. That's all the sources say, so this page is short. For the pieces that touch health costs, see Social Security and Medicare, taxes on your benefit, and retiring before 65, when you'd need coverage until Medicare. To see what your pension would pay toward premiums, use the calculator.
None of the TRA sources gathered (handbook, ACFR, valuation, website pages, TRIB newsletters) describe retiree health insurance or a health subsidy paid by TRA. The handbook mentions only that disabled members often stay on medical leave to keep their school district's group hospitalization coverage.
TRA Handbook (2022), p. 10, Disability benefitsWhat to do
- Ask your school district's benefits office whether you can stay on its group plan after you retire, and what it costs.
- If you retire before 65, plan for coverage until Medicare starts.
- Ask Minnesota TRA (800-657-3669) whether premiums can be deducted from your benefit.
We don't have a source for any of these answers, so we can't give them here.
- Check with TRANone of TRA's handbook, financial report, valuation, newsletters or website pages describe retiree health coverage or a health subsidy from TRA.TRA Handbook (2022), contents pp. i-ii
Questions
Does Minnesota TRA provide retiree health insurance?
None of Minnesota TRA's handbook, financial report, actuarial valuation, newsletters or website pages describe retiree health coverage or a health subsidy from TRA. Ask your school district about continuing its group plan.
Source: TRA Handbook of Benefits and Services, April 2022, with 2023-2026 law changes from Minnesota Statutes 2026 and TRA's 2025-2026 publications, TRA Handbook (April 2022) p. 10. Last reviewed .